Charlie grew up in Reno, NV and went to Manogue High School and the University of Nevada. He has worked in the insurance industry for over 35 years and established CK Insurance Consulting in 1994 and CK Insurance Services, Inc. in 2018. He works with employers and individuals throughout the state of Nevada; his business extends to California for employers as well. In his free time, he enjoys golf and spending time with his family and friends.